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EDUCATION - Know the Facts

FACT #3: You may already be a victim and NOT EVEN KNOW IT!

Unlike a more conventional crime, the problem with identity theft is that, most likely, the victim doesn’t even know it is happening until it is too late.  This means that the criminals are very rarely caught and the victim is left spending countless hours and hundreds (if not thousands) of dollars to clean up the mess.

  • Do you receive “pre-approved” credit card applications in the mail?
  • Do you leave outgoing mail at your home or business for the mail carrier to pick up?
  • Do you keep personal information on your computer?
  • Do you throw out mail without shredding it first?
  • Has it been more than 3 months since you checked your credit report?
  • Do you wait more than one month to balance your checkbook?

  • Do you hand your credit card to servers at restaurants?
  • Do you sign your credit cards?
  • Do you supply personal information over the Internet?
  • Do you keep your Social Security number in your wallet or purse?

Unfortunately, if you answered “yes” to any of these questions, you ARE at risk for identity theft and you may already be a victim.  Please, do what you can to protect yourself from identity theft!  As, Benjamin Franklin said: “An ounce of prevention is worth a pound of cure.” Click here for information on how to protect yourself.




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Quote of the Day
"A good reputation is more valuable than money." - Syrus (Publilius Syrus)
Tip of the Day
If you receive pre-screened credit card offers in the mail, but don't shred them after you decide you don't want to accept the offer, identity thieves could retrieve the offers for their own use without your knowledge. Call 1-888-5-OPTOUT (1-888-567-8688) to opt out of receiving these pre-screened credit card offers. The three major credit bureaus use the same toll-free number to let consumers choose to not receive pre-screened credit offers.
Today's Story
"My purse was stolen in December 1990. In February 1991, I started getting notices of bounced checks. About a year later, I received information that someone using my identity had defaulted on a number of lease agreements and bought a car. In 1997, I learned that someone had been working under my Social Security number for a number of years. A man had been arrested and used my SSN on his arrest sheet. There's a hit in the FBI computers for my SSN with a different name and gender. I can't get credit because of this situation. I was denied a mortgage loan, employment, credit cards, and medical care for my children. I've even had auto insurance denied, medical insurance and tuition assistance denied." - From a consumer complaint to the FTC, January 2, 2001
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