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Identity Theft and Credit Monitoring Services

If there is one thing you should learn about protecting yourself from identity theft it is this... MONITOR YOUR CREDIT REPORT!   No matter how diligent you are at keeping your personal and financial information secure, identity theft can still happen to anyone. 

That's why it is so important to either check your credit report regularly (at least once a month, preferably) or, EVEN BETTER, subscribe to a credit monitoring service that will alert you to any changes in your credit report on a daily or weekly basis. 

As Benjamin Franklin said, "an ounce of prevention is worth a pound of cure" and according to a study published by the Federal Trade Commission (September 2003), the amount of time needed to resolve problems depends on how quickly the identity theft is discovered.   That's why we highly recommend registering for a Credit Monitoring Service so you can ACT QUICKLY to restore your good name & credit and save as much time, energy, and aggravation as possible.

FREE 30-Day Trial:

  • 30-Days FREE!
  • Unlimited access to your credit reports
  • Unlimited access to your credit scores
  • Quick and secure 24 hour notification of critical changes to your report, so you'll always be informed
  • Up to $25,000 ID theft insurance at no additional cost
  • and more!
30-Days FREE!   Then just $9.95/mo.

Great Family Value:

Credit Watch™ Gold Family Program
  • Up to 35% Discount for adding additional family members
  • Unlimited access to your Equifax Credit Report
  • Daily Credit Monitoring (Equifax)
  • Daily E-mail Alerts
  • $20,000 identity theft insurance
  • 24/7 Customer Support
  • Victim assistance from personalized identity fraud specialist
$9.95 per month or $99.95 for 12 months; As low as $64.80 per person per year with multiple family members!


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Quote of the Day
"A good reputation is more valuable than money." - Syrus (Publilius Syrus)
Tip of the Day
If you receive pre-screened credit card offers in the mail, but don't shred them after you decide you don't want to accept the offer, identity thieves could retrieve the offers for their own use without your knowledge. Call 1-888-5-OPTOUT (1-888-567-8688) to opt out of receiving these pre-screened credit card offers. The three major credit bureaus use the same toll-free number to let consumers choose to not receive pre-screened credit offers.
Today's Story
"My purse was stolen in December 1990. In February 1991, I started getting notices of bounced checks. About a year later, I received information that someone using my identity had defaulted on a number of lease agreements and bought a car. In 1997, I learned that someone had been working under my Social Security number for a number of years. A man had been arrested and used my SSN on his arrest sheet. There's a hit in the FBI computers for my SSN with a different name and gender. I can't get credit because of this situation. I was denied a mortgage loan, employment, credit cards, and medical care for my children. I've even had auto insurance denied, medical insurance and tuition assistance denied." - From a consumer complaint to the FTC, January 2, 2001
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