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Privacy Policy

Your privacy is very important to us.  As such, we do not sell or rent your information to any third party.  Please note, however, that we have no control over third parties that you link to through this site and you should review the privacy policies of those companies separately.

This document discloses the privacy practices for including:

  • What personally identifiable information of yours is collected
  • What organization is collecting the information
  • How the information is used
  • With whom the information may be shared
  • What choices are available to you regarding collection, use and distribution of the information
  • What kind of security procedures are in place to protect the loss, misuse or alteration of information under's control How you can correct any inaccuracies in the information.

Questions regarding this privacy policy should be directed to via our contact form.

Table of Contents
  1. Under 18 years of age
  2. Information We Collect
  3. Our Use of Your Information
  4. Opt-Out of Email Communications
  5. Our Disclosure of Your Information
  6. Discussion forums
  7. "Tell a friend" services
  8. Other Information Collectors
  9. Security
  10. Changes to Privacy Policy

Under 18 years of age

Children are not eligible to use our services and we ask that minors (under 18 years of age) do not submit any personal information to us.

Information We Collect.

Our primary goal in collecting personal information from you is to provide you with a smooth, efficient, and personalized experience while using our services.

Some of our pages request that you provide contact information such as your name, e-mail address, phone number, etc. This information is used to contact you, if you have requested that we do so, and will not be sold or rented for marketing purposes to third parties.

Using the Site's web server log files, we use IP addresses to analyze trends, learn which pages are most useful to our visitors, and track whether users click on certain advertising links.

In addition, we use cookies on certain pages of our site. We may also offer certain features that are only available through the use of a cookie. Cookies can also help us provide information which is targeted to your interests. Cookies are stored on your hard drive, not on our site. Some cookies are "session cookies," meaning that they are automatically deleted at the end of a session. The other type of cookie we use is a 'persistent' cookie. This stays on your hard drive. For example, a cookie may be used to identify how you were initially referred to our site. The cookie itself contains no personally identifiable information. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our site.

Some of our business partners use cookies on our site. These are used to monitor site performance and to measure site traffic and usage. We have no access to or control over these cookies. This privacy statement covers the use of cookies by only and does not cover the use of cookies by any advertisers.

Surveys & Contests. From time-to-time our site may request information from users via surveys, contests or for a particular service (e.g. newsletter). Participation in these surveys or contests is completely voluntary. Information requested may include contact information and various supplementary information. We will use the contact information to notify winners. We will not publish winners' details on the site though on request we will provide details of any winners' name and organization. If the survey or contest has a sponsor then we will share information given by entrants with the sponsor.

Payment Processing. We do not collect nor store any payment processing information. Please refer to the privacy policies of the individual companies when purchasing from them via the links provided.

Our Use of Your Information.

We use personally identifiable information (such as IP address) to improve our marketing and promotional efforts, to statistically analyze site usage, to improve our content and product offerings and to customise our site's content, layout, and services. We believe these uses allow us to improve our site and better tailor it to meet our users' needs.

We use your e-mail address, if you voluntarily provide it, to send you newsletters or other communications that you have requested from the Site.

At times, we may look across multiple users to identify problems, prevent misuse, resolve disputes. For example, on rare occasions we may evaluate your information to look for users using multiple User IDs or aliases.

4. Opt-Out of Email Communications

If at any stage you wish to no longer receive any e-mails that you receive from the site, you can stop them coming by sending a blank e-mail from your e-mail address to "".

5. Our Disclosure of Your Information

Unfortunately, due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy.

By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability.

As a general proposition, we do not sell or rent any personally identifiable information about you to any third party.

Legal Requests. cooperates with law enforcement inquiries and other third parties to enforce laws, intellectual property and other rights. Local, and international law enforcement agents can request and may receive your personally identifiable information.

Suppliers and Other Service Providers. From time to time we use third party Suppliers and Service Providers to facilitate our services. Where any Service Provider collects information directly from you on our site (excluding external links), such as the situation where we ask a Service Provider to conduct a survey for us, there will be a notice accompanying the information request that the information is being submitted to the Supplier or Service Provider and not to All information disclosures you make will be strictly optional.

6. Discussion Forums forums. In our forums, you are identified by your User ID, which is thereby disclosed to other users and third parties. Your User ID can be used to identify you and your activities throughout the Site. Other people can see your postings on the Site, etc.

7. "Tell a friend" services offers a service whereby you can e-mail site links to a friend or colleague. This will involve entering the e-mail address of your friend. We do not use the e-mail addresses you enter for any purpose other than to send your e-mail. We do not store, rent or sell these e-mail addresses.

8. Other Information Collectors

Except as otherwise expressly discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties, whether they are other members of the Site or other sites throughout the Internet, different rules may apply to their use or disclosure of the personal information you disclose to them.

9. Security.

We use our best efforts to safeguard the confidentiality of your personal identifiable information but we do not use encryption (such as SSL) or firewalls to further protect the information as it travels across the Internet. This is because we do not believe that the personal information we currently collect warrants such measures due to the accompanying increased costs and loss of speed. You should be aware that "perfect security" does not exist on the Internet.

10. Changes to Privacy Policy

If we are going to use your personally identifiable information in a manner materially different from that stated at the time of collection we will notify you via email, prior to making such changes. You will be able to "opt out" of our using your information in this different manner. In addition, any changes to our privacy policy may be viewed here.


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Today's Story
"My purse was stolen in December 1990. In February 1991, I started getting notices of bounced checks. About a year later, I received information that someone using my identity had defaulted on a number of lease agreements and bought a car. In 1997, I learned that someone had been working under my Social Security number for a number of years. A man had been arrested and used my SSN on his arrest sheet. There's a hit in the FBI computers for my SSN with a different name and gender. I can't get credit because of this situation. I was denied a mortgage loan, employment, credit cards, and medical care for my children. I've even had auto insurance denied, medical insurance and tuition assistance denied." - From a consumer complaint to the FTC, January 2, 2001
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